Uber and Lyft are hugely popular options to conventional transportation and taxi cab service in Miami. These rideshare companies employ licensed drivers, who work as independent contractors, to provide transportation that is organized through an application.
It’s not always that simple. Car accidents are unpredictable, and they can certainly occur even while “taking an Uber” or Lyft. Along with the novelty of the rideshare idea comes novel issues related to liability for a car accident involving an Uber or Lyft vehicle in Miami.
Should You File a Lawsuit against the Company or the Driver?
Getting into a car accident with an Uber or Lyft driver means that taking legal action against the rideshare company is usually not possible. This is because theirdrivers are independent contractors.
While companies may be responsible for the actions of their employees, they are not responsible for the actions of contract employees. Even though Uber and Lyft provide them with a mobile phone application to locate passengers, the drivers use their own cars and set their own schedules, work conditions, etc .
Due to the fact that rideshare drivers are independent professionals, ride-share companies, like Uber and Lyft have limited liability when it comes to a driver’s actions. You’ll likely have a bumpy ride taking legal action against Uber or Lyft after an accident.
A qualified Miami Uber/Lyft accident lawyer will be able to help you seek compensation for your injuries from the responsible party.
Are Uber/Lyft Drivers Insured in Florida?
Rideshare companies do require that their motorists have their own auto insurance policy. Both of these companies will then supplement that insurance and offer extra protection for accidents. In particular, this is very important considering that a lot of personal insurance carriers will deny or void protection if the accident happened while the insured was working at the time.
A 3-tiered technique is applied when it concerns insurance protection for rideshare drivers:
Tier 1 consists of the driver’s personal insurance; it covers the individual when he or she is not available to pick up passengers and is not in any way acting in a rideshare capacity.
The 2nd tier applies when the motorist is readily available for hire but not presently carrying a person.
The 3rd tier of insurance coverage uses when the driver is transferring a ride-share passenger. Both Uber and Lyft provide a minimum of $1 million in liability coverage to their drivers while working for hire.
What this means for a potential lawsuit is that the person injured in the accident will have to make a claim to one or two of the insurance carriers. The driver could also be sued in civil court for negligence.
How Much Is My Uber/Lyft Accident Worth?
Economic damages consist of any financial losses you suffered as a result of the accident, such as:
the cost to compensate for any damaged personal property,
payment of past and future medical bills,
payment for past and future lost incomes related to your injuries.
Non-economic damages include compensation for pain and suffering, emotional distress, and loss of consortium.
Work with a Uber or Lyft Accident Attorney in Miami You Know and Trust
At Dante Law Firm, we know what our clients our going through as they deal with injuries, medical bills, loss of employment, and emotional pain. If you’ve been in an Uber/Lyft accident, seek medical attention immediately, then contact Uber or Lyft Accident Attorney in Miami any time for a free, no-obligation consultation here.
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The staff at Dante Law weren't only professional and extremely efficient but also accommodating. I didn't have to track back and forth to the office, everything was handled through emails, text messages, and phone calls. They were even able to get me a check for my accident without any hassle or fuss. It was a great experience and although I pray I never have another accident; at least I know the best accident attorney staff to go to.
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