A growing number of Florida motorists are driving without insurance, or are alarmingly under-insured to cover themselves in the event of a serious or fatal accident. According to the Insurance Information Institute, 18% of this nation’s drivers were uninsured in 2009. Florida ranked fifth nationwide, with 23% of its drivers being uninsured.
Most data indicates that the high unemployment rate in the U.S. is the reason for so many uninsured and under-insured motorists. When surveyed, motorists named other reasons for not buying auto insurance including:
By law, Florida residents are required to have car insurance. Minimum coverage amounts for both personal injury protection (PIP) insurance and property damage liability (PDL) car insurance are mandatory.
Florida is a no-fault insurance state, meaning if you are injured in an accident, regardless of who is at fault, your car insurance will pay your medical costs up to your policy’s limits. No-fault laws also provide some reprieve from the issue of uninsured motorists by enabling accident victims to collect benefits from their own insurance companies, despite whether or not the other party has insurance coverage. The minimum limits for car insurance in Florida are:
Despite the no-fault insurance laws, dealing with the insurance company of the other motorist, or even your own insurer, can be a daunting task, and sadly, by the time an injured motorist realizes the insurance company does not have their best interests at heart, it may be too late to seek adequate compensation for their injuries. Most motorists are shocked to learn this behavior is very common, even in dealing with their own insurance provider.
Sometimes an insurance company may quickly attempt to settle a claim by presenting a check claiming to be the full amount of available coverage. In still other cases, they may dodge a claim and attempt to stonewall a victim. There are numerous tactics insurance companies will use to delay or deny claims–even valid ones.
When this occurs, you need an experienced Miami uninsured/under-insured motorist accident lawyer who will fight aggressively for your rights. In many cases, your attorney will be able to negotiate with insurance companies to prove the extent of your injuries and maximize your claim. Without an attorney, your insurance company will offer you a claim check–but it will only be a fraction of what you may need to fully recover.
Thank you Victor Dante for handling my case and helping me get compensated. I'll be sure to recommend you.
Soooo I didn't hire him as my attorney, but I did call and he answered the phone and spoke to me and gave me some excellent advice. He did not rush me off of the phone and did not try to make me feel pressured in any way. I would definitely give him a call again and or hire him if the need ever arises. He was very personable and I appreciate that.
Victor has been nothing but amazing with me and my boyfriend. He keeps us updated with everything on our case and treats us like nothing less than family.
Victor is the best he never disappears and is always there when we need him no matter what time. He's more than just an attorney he's a friend and he's family.
Absolutely the best staff, comprised of legal assistants, paralegals, scene investigators and office managers. Multi-lingual staff, who speak Spanish, Creole, French and English. Patient, respectable, knowledgible and always eager to assist. Dante Law, P.A. staff watching out the their clients., Great work personal injury legal team.
I genuinely believe Mr. Dante is very knowledgeable and experienced lawyer. My case is a "work in process" with him, and so far I have had a great experience with him. He is very friendly and very professional, always available to answer my question. I recommend him!
Victor is always available to answer all my questions. He is very professional, courteous and I highly recommend him for any personal injury.
Víctor Dante and his staff are wonderful. I was very happy with the money I received for my accident. I highly recommend his law firm to any person looking for a personal injury lawyer.
This was the first time in my life I deal with an attorney and it was plesant experience. Mr.Dante is very knowledgeable and professional and his office counts a great staff as well. I will definitely recommend Mr. Dante to all my family and friends without hesitation.
I am extremely pleased with my experience with the Dante Law Firm. Everyone is so professional and understanding. They worked very hard and got me great results. I would highly recommend them to anyone who has been involved in an accident.
Mr. Dante along with his team were very accommodating. Even when things were a little hectic for me Victor returned my calls. If he wasn’t available his assistant Michelle picked up and helped me out. He believed in my case and it’s abilities. As soon as I walked into his office he had me start rehabilitation which God knew I needed. He took care of me. Amazing attorney. Amazing staff. Highly recommended.
If you or someone you love has been injured in an accident with an uninsured or under-insured driver in Miami, Fort Lauderdale, Palm Beach, or anywhere in the State of Florida, you need an experienced Miami car accident lawyer on your side. Contact the Dante Law Firm, P.A. to learn more about all of your legal options. Call us at 305-949-2526 today to discuss your case.